Terms & Conditions
All loans, at minimum, are typically 30 days in length; loans may be renewed indefinitely. The maximum APR on any loan is 240%. As the loan term increases, the APR will typically decrease.
Alexander Coin & Pawn Co DOES NOT WARRANT THAT INFORMATION CONTAINED ON THE SITE WILL BE ACCURATE, RELIABLE, OR ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. Alexander Coin & Pawn Co are not RESPONSIBLE FOR ERRORS AND OMISSIONS IN THE SITE AND RESERVES THE RIGHT TO MODIFY AND CORRECT ERRORS AT ANY TIME. WE DO NOT HONOR INACCURATE OR ERRONEOUS PRICES. OUR PRICES ARE ALSO SUBJECT TO CHANGE WITHOUT NOTICE. Alexander Coin & Pawn Co MAY IN ITS SOLE DISCRETION ADD, DELETE, OR CHANGE SOME OR ALL OF ITS PRODUCTS AND SERVICES AT ANY TIME. Alexander Coin & Pawn Co has attempted to depict the products offered on the Site accurately. However, because the depiction of a product is dependent on your computer monitor, Chicago Pawners & Jewelers cannot guarantee that such a description will be accurate. The products also may appear larger or smaller than their actual size, depending on your monitor. Some photographs have been enlarged to show detail.
USE OF THE SITE IS ENTIRELY AT YOUR OWN RISK. THE SITE AND PRODUCTS AND INFORMATION ON THE SITE ARE PROVIDED ON AN 'AS IS-WHERE IS' BASIS. NEITHER Alexander Coin & Pawn Co NOR ITS SUBSIDIARIES, AFFILIATES OR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, SHAREHOLDERS, PREDECESSORS, SUCCESSORS, OR ASSIGNS (COLLECTIVELY, 'AFFILIATES') WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER ARISING DIRECTLY OR INDIRECTLY FROM USE OF THE SITE, THE INFORMATION CONTAINED ON OR TRANSMITTED FROM THE SITE OR PRODUCTS AVAILABLE OR PURCHASED THROUGH THE SITE, OR TRANSACTIONS CONDUCTED AT THE SITE, EVEN IF Alexander Coin & Pawn Co HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL THE TOTAL LIABILITY OF Alexander Coin & Pawn Co OR ITS AFFILIATES ARISING DIRECTLY OR INDIRECTLY FROM THIS SITE OR ANY PRODUCTS AVAILABLE OR PURCHASED THROUGH THE SITE EXCEED THE LESSER OF THE AMOUNT PAID BY YOU TO Alexander Coin & Pawn Co FOR THE SINGLE PRODUCT AT ISSUE. YOU AT THIS MOMENT ACKNOWLEDGE THAT ALL THE PROVISIONS OF THIS SECTION WILL APPLY TO ALL USE OF THE SITE, THE INFORMATION CONTAINED ON THE SITE, AND PRODUCTS AVAILABLE OR PURCHASED THROUGH THE SITE, AND TRANSACTIONS CONDUCTED AT THE SITE.
Subject to the following arbitration provision, these terms and conditions shall be governed by, construed, and interpreted according to the laws of the State of Illinois, and you and Alexander Coin & Pawn Co (the 'Parties') agree to and consent to the exclusive jurisdiction and venue of the courts in Cook County, Illinois. Should a dispute arise between the Parties which cannot be resolved by the Parties in good faith negotiations, both Parties agree to submit such dispute to arbitration in Chicago, Illinois, before a single arbitrator familiar with the Uniform Commercial Code using the Commercial Rules of the American Arbitration Association, with the following modifications to be enforced by the arbitrator consistent with Illinois law:
Any such arbitration proceeding shall be confidential as to the existence, content, and arbitration results.
Depositions shall not exceed two (2) per party, and all must be completed within a single day.
Document requests are limited to no more than ten (10) identified categories of documents that must be provided to the requesting party within five (5) business days of the request.
Each party shall have no more than eight (8) hours to present its position.
The entire hearing shall last no longer than three (3) business days.
The award, if any, shall be rendered no more than thirty (30) days following the end of the proceeding. Judgment upon the award rendered by the arbitrator may be entered by any court having jurisdiction. Both Parties expressly agree that any such controversy or claim shall be arbitrated on an individual basis and shall not be consolidated in any arbitration with any other party's claim or dispute. Each party shall bear its own attorneys' fees and costs connected with the proceedings and shall share equally the fees and expenses of the arbitrator.